UAE Credit Card Finder

No, deliberately. Cashback rates, annual fees, and minimum salary requirements vary enormously, even between different cards from the same bank, and change often enough that naming one "best" card risks being outdated or simply wrong for your specific spending pattern. This tool identifies the right category for your situation and names real card families in that category, so you can compare their current, specific terms directly.

Because these figures vary considerably even within one card's own terms — a card might offer a high percentage in one spending category and a much lower flat rate everywhere else, often with monthly caps that limit how much you can actually earn. Showing a single number here would oversimplify something that genuinely depends on your own spending pattern.

The Al Etihad Credit Bureau (AECB) score, ranging 300-900, is the UAE's credit scoring system that banks use to assess card applications. A score above roughly 650 is generally considered fair-to-good and improves approval chances and terms; if you're new to the UAE, you won't have a score yet, which is exactly why secured/starter cards exist as a starting point.

Sometimes, particularly if applying at the bank where your salary is transferred, but options are more limited without an existing UAE credit history. A secured card, or an entry-level card bundled with your payroll account, is generally the practical starting point, with many banks reviewing for an upgrade after 6-12 months of responsible use.

No — the UAE has no personal income tax, and cashback/rewards are generally treated as a rebate on your own spending rather than taxable income.

Yes — once you reach your results, click "Download PDF" to save your personalized card category recommendation and comparison checklist.