UAE Insurance Comparison Tool
Motor, health, home, life, travel, and business insurance — all in one place. Pick a category and answer 2 quick questions.
This tool identifies the type of coverage that likely fits you and names real providers to compare — it does not quote specific premiums (these vary by your personal details and change often) and is not insurance or financial advice. Confirm current quotes directly with providers.
Which insurance are you looking for?
Your Recommendation
Choose an insurance type and answer the questions to see your personalized recommendation here.
What's Mandatory vs Optional in the UAE
- Motor: Third-party liability is mandatory to register and drive; comprehensive is optional
- Health: Mandatory for residents in Dubai and Abu Dhabi specifically, with a federal Basic Health Insurance package for private-sector employees UAE-wide since January 2025
- Business: Employee health insurance, workers' compensation, ILOE registration, and motor (if vehicles owned) are mandatory for employers
- Home, Life, Travel: Optional, though landlords, mortgage lenders, and visa applications sometimes require proof of coverage
Frequently Asked Questions
It covers the six major categories UAE residents and businesses most commonly need: Motor, Health, Home, Life, Travel, and Business insurance. Within each, it identifies the right coverage type for your situation rather than trying to cover every possible niche product.
Because premiums for every category here depend on factors this tool doesn't collect — your age, vehicle value, health history, coverage amount, and more — and change frequently enough that a specific number shown here would likely be wrong by the time you actually get a quote. This tool identifies the right coverage type and real providers to get an actual quote from instead.
Third-party liability motor insurance (to register/drive a vehicle), health insurance for residents in Dubai and Abu Dhabi specifically (with a federal Basic Health Insurance package for private-sector employees UAE-wide since January 2025), and for businesses: employee health insurance, workers' compensation, ILOE registration, and motor insurance if the company owns vehicles. Home, life, and travel insurance are optional, though landlords, lenders, and visa applications sometimes require proof of coverage.
No. This is a rule-based recommendation engine, not a live AI/LLM call, and it doesn't access any actual data about you — it only uses the answers you select.
Both are common in the UAE. Direct-to-insurer can be simpler for straightforward needs like motor or travel insurance, while a licensed broker can be genuinely useful for comparing multiple insurers at once or for more complex needs like business insurance packages — brokers are paid by commission from the insurer, not a separate fee to you, in most standard arrangements.
Yes — once you reach your results, click "Download PDF" to save your personalized coverage type recommendation and comparison checklist.
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