A credit card lets you carry a balance forward and repay it gradually over time, subject to interest if not paid in full each month, up to a set credit limit. A charge card generally requires the full balance to be paid off in full every month with no option to revolve the balance, and often has no pre-set spending limit in the traditional sense, relying instead on your spending pattern and ability to repay in full - a structural difference that makes charge cards a less common but distinct product from standard revolving credit cards in the UAE market.
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